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Customer Charter

Our Value to You
This Charter sets out our commitment to providing the highest standard of customer service.  We seek to meet your financial needs by offering quality financial products and services.  We strive to exceed your expectations by anticipating and meeting your needs.  Transparency, professional conduct and proactive attitude and the goals that we set for ourselves.  Below is our value to you, our valued customers.

Place YOU at the centre of everything we do

Offer affordable Financial Solutions

Excellent Customer Service

Highly Trained &  Knowledgeable Staff

Respect your privacy & protect your financial well-being


We Commit to PARTNER with our customers…              

… by providing:

Professional service delivered by highly trained staff

Accurate information on product offerings

Resources within our means to deliver effective support

Timely acknowledgement of correspondence and queries

New and relevant products and services

Equitable opportunities for all qualified applicants

Rewarding relationships


Our Promise to you
Below we have highlighted our customer-related commitments to you, and the standards that we have set for ourselves in trying to offer excellent customer service.  You can see that we have already made significant progress in achieving these high standards.  For the other we promise you that we will continue to improve in these areas until we have at minimum achieved these goals.                                                       

Trade Financing
Time for completion of security documentation

Promissory Notes, Indemnities, Guarantees 1 day
Mortgages, Bills of Sale, Assignment of Insurance policies 10 days

Loan Processing Time

Short Term 3 days
Medium Term 6 weeks

Trade Credit Insurance
Application processing time:

New policies 4 weeks
Buyer Limits 5 weeks
Policy renewals 2 weeks

Dispute Resolution
As a part of our self- assessment program, we concede that situations may arise that do not meet our established standards.  If you would like to register a complaint please email us at or call (876) 630-1460.  You may also use our suggestion box located in our lobby.

Realising Your Productive Promise